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Bob Sherman Credit

Union Plus Mastercard


Union Plus Mastercard

HSBC - Union Plus® MasterCard®

Attention Union Members! You're eligible for the exclusive Union Plus® MasterCard® - the only card endorsed by your union. Apply today, and join the 3 million members who carry the Union Plus® MasterCard®.

Get the Card That Works as Hard as You Do!

  • No Annual Fee and Competitive Interest Rates
  • The Only Card Negotiated for Union Members
  • 8.99% Fixed APR on Balance Transfers for the life of the balance
  • $0 liability on any unauthorized charges
  • Personal Customer Service - Speak with a representative 24 hours a day
  • Online Balance Transfer immediately upon approval
  • Apply now and receive a response within 60 seconds

Cardmember Benefits and Resources

  • Loans tailored made to fit your personal financial needs - The Union Plus Loan Program offers longer payment terms that provide lower payments, as well as low competitive rates that help you save on interest charges. The program also offers an Annual Percentage Rate discount with automatic payments from your account.
  • Complimentary Credit Report - Receive a complimentary copy of your credit report with a 30-day trial membership in CreditCheck® Monitoring Service.
  • Affordable education for students of working families - The Union Plus Scholarship Education Foundation presents awards annually to union members or members of their families who want to begin or continue their secondary education.
  • Free Legal Services for Labor - Get free legal advice through the Union Plus Legal Service. Union members get a 30-minute consultation for free and 30% off further legal fees. Se Habla Espanol.
  • Find out more about today's unions - The Union Plus Credit Card is the only credit card endorsed by the AFL-CIO, and over 3 million union members carry the card. For more on the AFL-CIO and today's labor movement, visit www.aflcio.org
  • Credit Education - All you need to manage your credit is right here.
  • Click, shop & save! - Great discount programs and special offers exclusively for Union Plus Cardmembers.
  • CreditCheck® Monitoring Service - How does your credit stand? Find out with your complimentary credit report!
  • NO ANNUAL FEE - Some cards give you one year free, then charge $20 or more!
  • COMPETITIVE INTEREST RATES - The Union Plus Credit Card offers competitive interest rates on purchases and Balance Transfers. Please note: if you received an invitation to apply by mail or email, you can find the Terms and Conditions in that invitation.
  • BALANCE TRANSFERS - Transfer your higher rate balances immediately upon approval.
  • SKIP PAYMENT PRIVILEGES - You can skip up to two monthly payments each year with no penalty or harm to your credit rating.
  • STRIKE PAYMENT PROTECTION - When your union is on a union-sanctioned strike or lockout for 30 days or more, you may skip your payment for up to 3 consecutive months. The Union Plus Credit Card is the only credit card that offers you Strike Payment Protection.
  • LOSS PROTECTION - The Union Plus Credit Card absorbs ALL unauthorized charges.
  • 100% FRAUD PROTECTION - If your Account shows any unusual activity, we'll contact you immediately to protect you against possible fraud.
  • 24-HOUR CUSTOMER CARE - Contact Customer Care online or call a Customer Care Representative, no matter what time of day. UNION MEMBER ADVOCACY - Created by Union Privilege, this program helps you resolve disputes and handle concerns regarding any of the Union Privilege programs.

Table of Contents

Flexibility
Apply for a Credit Card
Student Credit Card
Save Money on Gas
Low Interest Credit Cards
Bad Credit Credit Cards
Prepaid Credit Cards
For Sale By Owner
Bi-Weekly Mortgage
Interest Only Mortgage
Life Insurance

Need Money
Earn More Money Myth
Home Equity Line of Credit
Home Mortgage
Payday Loan
Auto Loans
Small Claims Court
Judgment Recovery
Start a Coin Collection
Cash Flow Business

Shift Debts
Balance Transfer Credit Cards
Consolidation Loans

Reduce Debts
Credit Consciousness
Why You Buy So Much
Create a Budget
Credit Card Debt Help
Credit Counseling
Free Credit Card Debt Ebook
Three Methods to Reduce Credit Card Debt

Credit Safety
Identity Theft
Online Credit Reports
Credit Repair
Credit Score
Annual Credit Report
Credit Bureaus
Credit and Divorce

Accumulating Wealth
Why Accumulate Money?
Investing for Your Future
Investment Risk
Mutual Fund Overview
Picking Top Mutual Funds
Index Funds
Winning in the Stock Market
Real Estate Deals
Starting an Online Business
Retirement Savings Calculator

Additional Topics
Online Articles
Online Shopping Can be Safe
Credit and Financial Glossary
Why Bob Sherman Credit was Built
External Resources
Privacy Statement
Terms of Use

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