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Bob Sherman Credit

Student Credit Cards


Student Credit Cards

Student credit cards are for those young people who have not created an extensive credit history.

Most credit providers look at your credit history and credit score to determine your worthiness to handle future credit responsibilities. Since students do not usually have a credit history, credit providers have come up with special credit cards for students.

Credit providers recognize that students need to establish a credit history to rent an apartment, buy a home, buy or lease a car, and sometimes to get a job.

Student credit cards offer students the opportunity to purchase items on credit and make timely payments. This will help them establish a good credit history and get the credit they need after they leave college.

With that in mind, here are some highly valued student credit cards:

Chase - Flexible Rewards Student Card
Finding your style isn't easy, choosing your reward is. Every purchase on your card earns you points towards free merchandise or gift certificates with the Chase Ultimate Rewards Express(SM) Student Card. When you buy your clothes, gear and tunes why not choose to reward yourself? Save with low interest rates, get great cardmember benefits, and establish your credit history at the same time.

Great Rates. Great Rewards. No Annual Fee. Does it get any better than this?

  • 0% Introductory APR on all purchases and balance transfers for up to 6 months
  • 1 point per dollar spent in net purchases
  • No Annual Fee

Discover Student Classic Card
No other card allows you to build your credit history like the no annual fee Discover® Student Card. Enjoy a 0% Introductory APR*, plus, with America’s #1 Credit Card Rewards program you'll earn 5% Cashback Bonus® on Get More Program purchases throughout the year and Up to 1% Cashback Bonus® on all your other purchases. APPLY NOW! It's fast, easy and secure.

  • 0% APR for 6 Months
  • 24/7 Easy Online Account Management
  • No Annual Fee
  • 5% Cashback Bonus(R) on Get More Program purchases throughout the year (View Discover® Card Rates, Fees, Rewards and Other Important Information.)
  • Up to 1% Cashback Bonus(R) on all your other purchases*
  • Build Your Credit History
  • Unlimited cash rewards that never expire as long as you use your Card.
  • DOUBLE your Cashback Bonus® (turn $20 into $40) when you redeem for gift cards or certificates from many of our 40 brand name partners.

Discover® Student Card - Clear
No other card allows you to build your credit history like the no annual fee Discover® Student Card - Clear. Enjoy a 0% Introductory APR*, plus, with America’s #1 Credit Card Rewards program you'll earn 5% Cashback Bonus® on Get More Program purchases throughout the year and Up to 1% Cashback Bonus® on all your other purchases. APPLY NOW! It's fast, easy and secure.

  • 0% APR for 6 Months
  • 24/7 Easy Online Account Management
  • No Annual Fee
  • 5% Cashback Bonus(R) on Get More Program purchases throughout the year (View Discover® Card Rates, Fees, Rewards and Other Important Information.)
  • Up to 1% Cashback Bonus(R) on all your other purchases View Discover® Card Rates, Fees, Rewards and Other Important Information.
  • Build Your Credit History
  • Unlimited cash rewards that never expire as long as you use your Card.
  • DOUBLE your Cashback Bonus® (turn $20 into $40) when you redeem for gift cards or certificates from many of our 40 brand name partners.

Discover® Student Card - Tropical Beach
No other card allows you to build your credit history like the no annual fee Discover® Student Card - Tropical Beach. Enjoy a 0% Introductory APR*, plus enjoy 24/7 Easy Online Account Management and pay no annual fee. You’ll also earn 5% Cashback Bonus® on Get More Program purchases throughout the year and Up to 1% Cashback Bonus® on all your other purchases*. APPLY NOW! It's fast, easy and secure.

  • 0% APR for 6 Months
  • 24/7 Easy Online Account Management
  • No Annual Fee
  • 5% Cashback Bonus(R) on Get More Program purchases throughout the year*
  • Up to 1% Cashback Bonus(R) on all your other purchases*
  • Build Your Credit History
  • Unlimited cash rewards that never expire as long as you use your Card.
  • DOUBLE your Cashback Bonus® (turn $20 into $40) when you redeem for gift cards or certificates from many of our 40 brand name partners.

CitiBank - Citi® Dividend® Platinum Select Card for College Students
Your Citi® Dividend Platinum Select® Card for College Students can help. In addition to earning a full 5% cash back on eligible purchases at supermarkets, drugstores and gas stations, you'll get 1% cash back on all other purchases everywhere else you use your Visa® credit card*.

  • Citi® Identity Theft Solutions
  • Citi® Photocard option1
  • The Lost Wallet® Service2
  • Credit Education Tools

CitiBank - Citi mtvU Platinum Select Visa® Card for College Students
Get points towards a great variety of rewards you really want, such as: gift cards, CD’s, spring break passes, airline tickets, and a ticket to the MTV Video Music Awards. Apply for the only card that pays off big for earning good grades and using credit wisely.

  • 0% APR for six months on purchases, balance transfers, and cash advances*
  • 5 points for ever $1 on select purchases
  • 1 point for every $1 for other purchases
  • 250 - 2,000 ThankYou(SM) points 2x/year for good GPA
  • 25 ThankYou(SM) points for paying on time
  • No annual fee

CitiBank - Citi® Platinum Select® Visa® Card for College Students

  • 0% APR* for 6 months on purchases, Cash advances, and balance transfers
  • No annual fee
  • Build your credit history
  • Free online account management
  • $0 liability on unauthorized purchases

CitiBank - Citi® Drivers Edge® Card for College Students

  • 0% APR* for 6 months on purchases, cash advances, and balance transfers
  • Up to $5,000 in rebates towards your vehicle
  • 3% cash back on select purchases; 1% cash back on other purchases
  • Drive rebates: $.01/mile driven
  • Build your credit history
  • Free online account management
  • $0 liability on unauthorized purchases
  • No annual fee

Table of Contents

Flexibility
Apply for a Credit Card
Student Credit Card
Save Money on Gas
Low Interest Credit Cards
Bad Credit Credit Cards
Prepaid Credit Cards
For Sale By Owner
Bi-Weekly Mortgage
Interest Only Mortgage
Life Insurance

Need Money
Earn More Money Myth
Home Equity Line of Credit
Home Mortgage
Payday Loan
Auto Loans
Small Claims Court
Judgment Recovery
Start a Coin Collection
Cash Flow Business

Shift Debts
Balance Transfer Credit Cards
Consolidation Loans

Reduce Debts
Credit Consciousness
Why You Buy So Much
Create a Budget
Credit Card Debt Help
Credit Counseling
Free Credit Card Debt Ebook
Three Methods to Reduce Credit Card Debt

Credit Safety
Identity Theft
Online Credit Reports
Credit Repair
Credit Score
Annual Credit Report
Credit Bureaus
Credit and Divorce

Accumulating Wealth
Why Accumulate Money?
Investing for Your Future
Investment Risk
Mutual Fund Overview
Picking Top Mutual Funds
Index Funds
Winning in the Stock Market
Real Estate Deals
Starting an Online Business
Retirement Savings Calculator

Additional Topics
Online Articles
Online Shopping Can be Safe
Credit and Financial Glossary
Why Bob Sherman Credit was Built
External Resources
Privacy Statement
Terms of Use

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Additional Resources
Mutual Fund Overview
MTV Platinum Select Visa Card For College Students
Foreclosure Listing
Bad Credit Credit Card
Income Tax Refund Loans
Credit Counseling


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